
The Homeowner's Advocate Blog
Stay informed on the latest news and resources to ensure you get the most from your insurance policy, whether you’re dealing with hurricane damage, vandalism, theft, or other claims.
Explore our blog for valuable advice from experienced public adjusters
What Is an Insurance Appraisal Clause & When Should You Use It?
What Is the Insurance Appraisal Clause? The Appraisal Clause is a provision in many homeowners and commercial property insurance policies. It provides a way to

The Hidden Risk in Your Property Insurance: Understanding Protective Safeguard Endorsements (PSEs)
What Are Protective Safeguard Endorsements? When reviewing your property insurance policy, you may come across a section called a Protective Safeguard Endorsement (PSE). At first

How to Create a Comprehensive Home Inventory Checklist for Insurance Claims
Why Every Homeowner Needs a Home Inventory Disasters like hurricanes, fires, or floods can strike when you least expect them, causing severe damage or even

Congressional Representatives Demand Action on Hurricane Insurance Claimsin Florida and the Southeast
Table of Contents 1. The Push for Accountability in Hurricane Insurance 2. What Congress is Doing to Help 3. Why This Matters to Homeowners in
What Can or Can’t Be Covered in Your Insurance Policy?
What Does Your Damage Look Like? What Can or Can’t Be Covered in Your Insurance Policy? Understanding what damage your insurance policy covers can be
When To Update a Home-Insurance Policy?
There are a number of things people update periodically: Their wardrobe. Their resume. Their Facebook status. Their phone. But what about their HomeOwners Insurance policy?