The Homeowner's Advocate Blog
Stay informed on the latest news and resources to ensure you get the most from your insurance policy, whether you’re dealing with hurricane damage, vandalism, theft, or other claims.
Explore our blog for valuable advice from experienced public adjusters

Florida Hurricane Season 2026: How to Prepare Your Property Insurance Claim in Advance
Homeowners who prepare before a storm usually have a smoother claims process after it. The best insurance claim preparation in Florida includes reviewing coverage, documenting the

What Is a Public Adjuster and Do I Need One?
A public adjuster is a licensed insurance professional who works exclusively for policyholders — not insurance companies — to help document, negotiate, and maximize property

What to Do After a Hurricane Hits – Checklist for Homeowners by a Hurricane Claims Adjuster
After a hurricane hits Florida, homeowners should prioritize safety, document all visible damage, prevent further loss, contact their insurance company, and consult a hurricane claims

Home Insurance Deductible Explained: What Every Homeowner Needs to Know
A home insurance deductible is the amount a Florida homeowner must pay out of pocket before insurance coverage applies. Deductibles vary by claim type, with

Florida Property Insurance Market Trends: What Homeowners Need to Know in 2026
Florida property insurance market trends in 2026 show signs of stabilization after years of volatility, but homeowners still face high premiums, stricter underwriting, and increased

Wind or Flood Damage? How to Know Which Insurance Covers Your Florida Home After a Storm
Florida homeowners face a unique challenge after every major storm or hurricane: determining whether the damage was caused by wind or flood. This matters more