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Expert Public Adjuster Expert Insurance Consultant Best Locally Based

The Homeowner's




About Us

The HomeOwner's Advocate:

Jeffrey Von Stein, CPIA, AIC, CRE
Chief Visionary Officer
Licensed Public Adjuster
Certified Insurance Appraiser
Expert Loss Consultant

The HomeOwner's Advocate are " EXPERT" Insurance Claim Consultants, Licensed & Bonded Public Insurance Adjusters, Loss Consultants, and Insurance Claim Appraisers whom represent the interests of Policyholders in times of need. We are licensed and regulated by the Florida Department of Financial Services as we have a "Fiduciary Relationship" to represent our clients' best interests. Basically, Public Adjusters act as "The Coach" of the Property Insurance Claim process for the owners of the policies. As needed, Good LOCAL Public Adjusters have the best players on their team, ie. Roofers, Water Mitigation, Attorneys, Mold Mitigation, Engineers, etc. These relationships help to take the guesswork away from the HomeOwners inexperience. We are "The HomeOwner's Advocate".

Claim Denied or Underpaid?

Results Matter

Hurricane Damage Claims

Water Damage Claims

Wind Damage Claims

Roof Damage Claims

Flood Damage Claims

Fire Damage Claims

Mold Growth/Damage Claims

Hail Damage Claims

Licensed, Certified, and Specialized in all of the following areas:

Property & Insurance Claim/Damage Experts

Residential Claims

We represent residential policyholders in claims of all kinds, including: Hurricane, Fire, Water / Pipe Burst, Wind, Flood, Building & Ordinance, Vandalism, and most any sudden damage to your property.

Commercial Claims

Commercial Property Claims can be complex. We have extensive experience, and can obtain the best possible settlement for your business. The founder of our firm has over 25 years of Commercial Real Estate experience.

Insurance Appraisals

We act as Certified and Appointed Appraisers for ONLY policyholders on disputed claims that require the unbiased adjustment by a professional property adjuster.

Contractor Evaluation & Vetting

We assist our clients in the Evaluation and Vetting of Contractors throughout the claim and construction improvement process. Our goal is to get our clients as much money as possible to make all of the necessary improvements.

Construction Consulting

We offer Construction Consulting services to property managers. We are experts in the use of Xactimate estimating software and have extensive experience in restoration, remodeling and new construction. We assist in the creation of estimates for contractors on insurance repairs.

Association Management, HOA Community Claims & Real Estate Portfolio Investors

We specialize in helping Association Management firms, Homeowner Associations, Real Estate investors, and Hedge Funds maximize their value claims. Our expertise in complex claims, specific to these industries, ensures optimal outcomes. We aid Boards of Directors by streamlining the claims process and verifying potential overlaps with individual homeowner policies.

We are your "Personal Expert Advocate. Why trust Angie's List, HomeAdvisor when these ratings can be "pay to correct"? In addition, many of these home service lead generators are being sued for not properly vetting their contractors. Insurance Claims happen so rarely, that you cannot afford to make any mistakes.

The process doesn't end with you getting a pile to money to make you "Whole". Don't be Victimized Again by not managing the restoration process correctly. Most Public Adjusters don't offer "Contractor Vetting and Management", but this is a often ignored "Crucial Step" in the entire process.

The HomeOwner's Advocate is truly like having your "Own Personal Advisor" guiding you from A to Z through the " Entire Process".

"Do it Once, Do it Right!!"


We represent you, not the Insurance Company!

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Current Clients Testimonials

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Recent Client Successes

5 Star Reviews & Awards

Grupo 33

Hurricane BLOG: Get your Questions Answered

Grupo 34

5 Star Reviews


Client Testimonials

What our clients say about us


We represent you, not the Insurance Company!

Privacy Policy

This page informs you of our policies regarding the collection, use and disclosure of Personal Information we receive from users of the Site.

We use your Personal Information only for providing and improving the Site. By using the Site, you agree to the collection and use of information in accordance with this policy.

Information Collection And Use

While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to your name (“Personal Information”).

Log Data

Like many site operators, we collect information that your browser sends whenever you visit our Site (“Log Data”).

This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics.

In addition, we may use third party services such as Google Analytics that collect, monitor and analyze this: The Log Data section is for businesses that use analytics or tracking services in websites or apps, like Google Analytics. For the full disclosure section, create your own Privacy Policy.


We may use your Personal Information to contact you with newsletters, marketing or promotional materials and other information that: The Communications section is for businesses that may contact users via email (email newsletters) or other methods. For the full disclosure section, create your own Privacy Policy.


Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer’s hard drive.

Like many sites, we use “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.


The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Changes To This Privacy Policy

This Privacy Policy is effective as of (add date) and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.

We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy.

If we make any material changes to this Privacy Policy, we will notify you either through the email address you have provided us, or by placing a prominent notice on our website.

Contact Us

If you have any questions about this Privacy Policy, please contact us.